想象一下，如果你坐擁百萬身家，有足夠的財富去過一直向往的生活，是不是很棒！再想象一下，如果這一幕在你20多歲的時候就能實現，是不是更贊?

雖然聽起來有點扯，但年紀輕輕就成為富豪并非不可能。我21歲的時候就掙到了人生中第一個一百萬美元。我的第二個百萬富翁學生按照我教的方法，在23歲時也做到了這一點。最讓我記憶深刻的是，他是通過炒低價股掙到第一桶金的。不需要多高的學歷或多少培訓證書，只需要勤奮的工作態度和正確的方法就能實現夢想。他的經歷證明這是完全可能的。這些方法適用于任何年齡，只要運用得當，就能讓你成為一名百萬富翁，而且速度超乎你的想象。按照下面的方法，開啟你的百萬富翁旅程吧。

1.專心從乏味的工作中獲利。

有太多人認為，想成為百萬富翁就必須去做那些枯燥乏味、卻被公認為是好工作的職業。然而傳統的金飯碗——比如律師、醫生或銀行家——需要積累很長的時間才能致富（事實上，這些職業通常都有難以突破的收入上限）。不要認為掙大錢之前先得怎樣才行，請拋開先入為主的觀念，成為百萬富翁并不等于必須在學校里花上很長的時間。

2. 本科和研究生學歷不那么重要。

如果你的首要目標是成為一名百萬富翁，而不是獲得一份特定的工作，那么本科或者研究生學歷就不那么重要了。上大學需要花錢，甚至讓你背上債務，如果你只是想成為一名百萬富翁，可以在網上學習需要了解的所有東西，而無需支付高額的學費。

3. 把社交時間用來學習。

犧牲社交生活真的很困難，尤其是在二十歲出頭的時候。然而如果你真的想創造財富，就要甘愿犧牲社交生活，專注于事業發展，把節省下來的時間用在學習研究上，用在完善才能和提高技藝上，用在開發產品和發展公司上。你越專注于能力的提升而不是社交活動，你的時間就會更好地用在成為百萬富翁這個目標上。

4．坦然接受失敗和錯誤。

無論你的職業發展方向是什么，都有可能遭遇一系列失敗和挫折。每個人都會犯錯，重要的是你如何面對和處理它們。我的第一個百萬富翁學生蒂姆?格里塔尼(Tim Grittani)在最初的幾個月里實際上炒股虧了不少，但他從中汲取了經驗教訓，掌握了竅門。犯錯是正常的，如何處理錯誤才是讓你卓越的關鍵。

5．定個小目標：高于一百萬。

金錢不應該是終極目的。如果你專注于提供最好的產品或服務，財富就會自然而然滾滾而來。你要不斷升級自己的目標，永遠不要覺得目標已經實現。如果你的小目標是一百萬美元，一旦達成后，就應該設定再賺一百萬的新目標。

6. 不要欺騙別人。

成為百萬富翁的關鍵是耐心和誠實。與人共事要開誠布公，否則你永遠賺不到想要的錢。通過犯罪或不道德的手段賺來的錢從來不會長久，也永遠不會給你帶來可以創造百萬財富的職業聲譽。

7. 站在熱點行業的風口上。

當某些行業大熱的時候，你需要早點進入。投身于熱門行業有助于你賺到第一桶金。當前，社交媒體正是這樣的熱門行業之一，尤其是Instagram、Snapchat和Periscope。站在這些熱門行業的風口上，你能更快賺到百萬身家。

8. 無需專注于下一代技術。

許多志向高遠的新貴人士——尤其是年輕的新貴——認為若要創造財富就需要專注于下一代技術，事實并非如此。把一些舊有的、乏味的業務進行重組并以全新的方式呈現，同樣可以帶來成功，就像eBay的誕生那樣。

9．住在哪里不重要。

互聯網的一大優勢是，銷售、交易和利潤可以來自任何地方。你可以在任何有互聯網的地方經營業務，而不需要為了賺錢住在大城市里。你可以住在自己喜歡的地方，同時還能賺大錢，這個機會不要太好。

10. 成功的企業并不一定要盈利。

絕大多數人只專注于創建一家盈利的企業，但實際上，企業只需要具有成長性、用戶基礎和一些優勢即可，并不一定要盈利。許多企業被收購的原因僅僅是其具有某些特性，而不是利潤率（看看有多少家互聯網創業公司被收購）。要專注于用戶增長而不是毛利，沒人會為缺乏用戶規模的好點子買單。

本文最初發表于《企業家》雜志。

譯者：五陵

Imagine if you could become a millionaire. How great would it be to have the money you need to live the lifestyle you have always wanted? Now imagine if you could do this in your 20s?

Even if you think it sounds like a stretch, it is possible to become a millionaire at a young age. I became a millionaire by age 21. My second millionaire student who followed my program became a millionaire by the age of 23. The most impressive part? He did it all by trading penny stocks. It didn’t require years of school or training, just hard work and the right approach. He proved that it is possible. Also please note that these rules can be followed at any age. When followed properly, they can help you become a millionaire sooner than you ever imagined. Here are some steps to follow in order to start your journey towards becoming a millionaire.

1. Focus on profiting from boring niches.

So many people today think that if they want to become a millionaire, then they need to do so by following boring, widely accepted niches. It will take ages for you to become a millionaire through traditional occupations like becoming a lawyer, doctor or banker (in fact, these occupations usually have earnings limits that are very difficult to break through). Push past these pre-conceived notions of what it takes in order to become a millionaire. You don’t need to spend years in school to be a millionaire.

2. College and graduate school are irrelevant.

If your number one goal is to become a millionaire, not to hold a specific type of job, then college and graduate school are pretty much irrelevant. They cost money, they can put you in debt and if you want to be a millionaire, you can learn everything you need to know online about most things without the big tuition costs.

3. Sacrifice your social life to study.

It can be really hard to want to sacrifice your social life, especially when you are in your early twenties. However, if you want to truly become a millionaire, you need to be willing to sacrifice your social life in order to focus on your career. Spend this time studying, perfecting your talent or working on your skills, product or developing your company. The more you can focus on working on your talents instead of being out socializing, the better your time will be spent on becoming a millionaire.

4. Accept defeats and mistakes along the way.

No matter where you are looking to go with your career, chances are you are going to face a number of defeats and setbacks. These mistakes are completely normal. What is important is how you handle them. My first millionaire student Tim Grittani actually lost a lot trading stocks for the first few months until he got the hang of it. Mistakes are normal. How you handle them is what sets you apart.

5. Aim higher than one million.

Money shouldn’t be your endgame. Rather, you should focus on making the best product or service possible, and the money will come as a result from that. Your goals should always be growing and you should never feel like you are done working towards your goals. If you want to make $1 million, the second you reach that goal, you should be looking to your next one.

6. Don’t scam people.

The key to making millions is patience and honesty. You need to be forthright when it comes to working with others, or you will never make as much money as you want to. Criminal or unethical money never lasts and it will never give you the type of professional reputation that you can use to create millions.

7. Take advantage of hot sectors.

When certain sectors are really hot, you need to get in early to make your money. Take advantage of these hot sectors to start making your millions. Right now one of these hot sectors is social media, specifically Instagram, Snapchat and Periscope. These hot sectors can lead you to the millions you want to make.

8. You don’t need to focus on next generation technology.

Many aspiring millionaires — especially young aspiring millionaires — think that they need to focus on next-generation technology in order to make their fortunes — this isn’t the case. Even merging something old and boring with a fresh take is what led to the creation of eBay.

9. It doesn’t matter where you live.

One of the great things about the Internet is that it allows for sales, commerce and profits to come from anywhere. You can run your business anywhere that you have an Internet connection; you don’t need to physically live in a big market to make money. This is a great opportunity to live somewhere you actually want to live while still making a great deal of money.

10. Your business doesn’t need to profit for you to succeed.

So many people are only focused on creating a business that has profits. Businesses don’t need to have profits — they just need growth, users and some edge. Many businesses are acquired just for their attributes other than profit margins (just look at how many Internet startups get sold). Focus on user growth rather than raw profits. No one pays for a good idea that’s lacking in users.

This piece was originally published on Entrepreneur.