????你的決定不只是影響你自己，也會影響你的團隊。做出一個糟糕的決定，中途放棄或者沒有準備好應對未來的挑戰，可能會讓整個團隊陷于危地。她解釋說：“如果你陷入困境需要營救，你會讓其他人（即營救者）陷入風險之中，因為在高海拔地區組織協調營救非常困難。”與此類似，你做出的、糟糕的財務決策可能會波及你的配偶和子女。比如：認為孩子上大學的錢比個人養老更重要。如果你的儲蓄不夠，無法支撐自己的退休生活，結果會發生什么事情？那時候，你已經成年的子女就得救濟你，但他們自己的孩子可能也正要上學。結果人人都成了輸家。（財富中文網）

????Your decisions affect your team, not just you. Making a bad decision mid-climb or being unprepared for the challenges ahead can put an entire team at risk. "If you run into trouble and have to be rescued, you're putting other people [i.e. the rescuers] at risk because rescues are very tough to orchestrate at high altitudes," she explains. Similarly, bad financial decisions you make can trickle down to impact your spouse and kids. Example: Putting a child's college fund before your own retirement. If you undersave and can't support yourself during your golden years, what happens? Your then-grown kids have to bail you out, just when they're trying to put their own kids through school. Everybody loses.