1月20日，唐納德·特朗普將正式宣誓就任美國第45任總統，奧巴馬時代也將自此正式謝幕。雖說奧巴馬的個人資產比他的前任小布什相差甚遠，但作為前美國總統，奧巴馬卸任后依然會很富有。

根據華盛頓美國大學最近的一項研究顯示，在奧巴馬的“后白宮時代”，他可以輕松賺下2.42億美元。現在就讓我們看看奧巴馬的個人資產是多少，以及他對退休后的生活有什么規劃。

奧巴馬的資產凈值：1220萬美元

當了八年總統，奧巴馬平均每年能拿到40萬美元的工資收入（特朗普表示這點錢可以忽略不計，沒有也無所謂）。另外總統每年還有5萬美元的報銷額度、10萬美元的免稅旅行預算和1.9萬美元的娛樂預算。

2016年4月15日，奧巴馬公布了他2015年度的報稅單。稅單顯示，他和第一夫人米歇爾的調整后毛收入為436,065美元。按18.7%的個稅稅率，他倆共繳納個人所得稅81,472美元。

奧巴馬夫婦還向30多家慈善機構累計捐款64,066美元。

據CelebrityNetWorth.com報道，奧巴馬個人的資產凈值為1220萬美元，第一夫人米歇爾也不惶多讓，她的個人資產凈值達到1180萬美元。

奧巴馬的財富年表

奧巴馬的這些錢是怎樣賺來的呢？《商界內幕》雜志（Business Insider）就此統計了一份年表。

? 2004年：奧巴馬任伊利諾斯州參議員期間，收入薪水為80,287美元；從他任教的芝加哥法學院獲得收入32,144美元。他還持有4只理財基金，每只價值在5萬到10萬美元不等。

? 2005年：在出席了2004年的民主黨全國大會后，奧巴馬與蘭登書屋（Random House）簽訂了幾本書的出版合同，通過《無畏的希望》一書獲得了190萬美元的預付款和版稅收入。同年他還獲得了另一本書的預付款847,000美元和版稅收入378,000美元。另外他還買了一只Nuveen浮動利率收益基金，價值在5萬到10萬美元之間。此外他還擁有一筆價值在15萬到35萬美元的銀行存款。

? 2006年：這一年奧巴馬拿到了近15萬美元的版稅收入，和另一本書的42.5萬美元的預付款。他還買了一筆價值約幾萬美元的上市資產，包括高盛集團和Vanguard等機構發行的基金。

? 2007年：從蘭登書屋獲得了330萬美元的版稅收入，并且從另一家名叫Dystel & Goderich Literary Management的出版公司獲得了81.6萬美元的版稅收入。他還買了一只北方市政貨幣市場基金，價值在100萬到500萬美元之間，此外還買了50萬到100萬美元的美國國債。為了讓兩個女兒上大學，奧巴馬還投資了兩個“529儲蓄計劃”，各花費了20萬美元。

? 2008年：這一年奧巴馬就任美國總統，此時他已經持有100萬到510萬美元的美國國債。

? 2009年：奧巴馬獲得諾貝爾和平獎，并收入獎金140萬美元。他將這筆錢捐給了多家慈善機構。

? 2009-2015年：平均每年獲得年薪40萬美元，并繼續獲得寫書的版稅收入，期間還繼續對投資保持興趣。

奧巴馬的退休生活

據《時代》雜志報道，奧巴馬從“世界上最艱難的工作”上退下來之后，第一件打算做的事情就是“睡上兩個禮拜”。

另據《今日美國》報道，等這兩周睡完之后，奧巴馬很可能會回歸他社會活動家的身份，繼續為他在總統任期內的未競事業奔走呼號，比如控槍、移民、核不擴散、種族關系和刑事司法改革等等。

根據美國1958年的《卸任總統法案》的規定，奧巴馬終生都能從美國政府領到一份薪水。目前這筆錢大約是每年205,700美元。作為前總統，奧巴馬能終生享受的其他福利還包括醫療保險、特勤局特工的全天候安全警衛等等。

對前總統的特勤安保成本至今還沒有公開過。除此之外，奧巴馬還能拿到租用辦公室、雇傭秘書人員的相關費用。2015年，小布什的這筆錢就達到了110萬美元。

很多卸任總統都成立了自己的基金會，或是四處走穴、演講、寫書，干著收入豐厚的第二職業。雖然關于奧巴馬的演講出場費還沒有確切的數據能夠證實，不過從小布什的例子來看，卸任總統每次演講的出場費應該都在10萬到17.5萬美元之間。

所以說，只要你有錢，請一兩位前總統來裝門面也不是什么難事。據CNN報道，在克林頓卸任后的15年左右的時間里，克林頓夫婦平均演講一次的出場費是210,795美元。算起來，這兩人總共參加了729次演講活動，光出場費就拿了1.53億美元。

美國大學的研究認為，奧巴馬卸任后，按照平均每年50次演講的頻率，“保守估計，每次演講拿20萬美元，有生之年就能掙將近2億美元。”

另外，奧巴馬早已是一位成功的暢銷書作家了。據《紐約時報》報道，有專家估計，光是他的回憶錄就能賣出大概3000萬美元，而米歇爾的回憶錄賣個1000萬估計也不成問題。

不過不管怎樣，奧巴馬都將成為退休后第一位留在華盛頓生活的前總統，這主要是為了讓他的小女兒薩莎在華盛頓讀完高中。

奧巴馬一家在華盛頓的新居位于華府的“富人區”克羅拉馬區，特朗普的大女兒伊萬卡也在這里擁有一套房子。奧巴馬一家已經在這租了一幢始建于1928年、面積達8200平方英尺、擁有9間臥室的大房子。這套毫宅2014年以530萬美元的價格成交，估計今天已經升值到了630萬美元。

所以說，奧巴馬即便退下來了，生活還是過得很富足的。雖然他的接班人是位更有錢的大土豪，但奧巴馬夫婦仍然將在華府保持較高的曝光率和影響力。（財富中文網）

譯者：樸成奎

On Jan. 20, Donald Trump will be sworn in as the 45th president of the United States and the Barack Obama era will officially come to an end. While his net worth is nowhere near that of his successor, Mr. Obama will leave office a very rich man.

Based on a recent study by American University in Washington, D.C., the Obamas could stand to make as much as $242 million once leaving the White House. Here is a look at President Barack Obama as he turns over the presidency, his net worth and plans for the future.

President Barack Obama Net Worth: $12.2 Million

For his day job as president, Barack Obama earned $400,000 a year throughout his entire eight-year term — a salary that incoming president Trump has vowed to forgo. The president also receives a $50,000 annual expense account, a $100,000 nontaxable travel account and a $19,000 entertainment budget.

On April 15, 2016, President Obama released his 2015 tax returns, which showed that he and First Lady Michelle Obama filed jointly and reported an adjusted gross income of $436,065. They paid $81,472 in taxes according to their 18.7 percent tax rate.

They also donated a total of $64,066 to more than 30 charities.

According to CelebrityNetWorth.com, Mr. Obama has a net worth of $12.2 million and First Lady Michelle Obama is not far behind with a net worth of $11.8 million.

A Timeline of Barack Obama’s Wealth

How exactly did Obama grow his fortune? Here’s a timeline of his earnings over the years, as Chronicled by Business Insider:

? 2004: He earned a salary of $80,287 from the Illinois State Senate and $32,144 from the University of Chicago Law School, where he taught. The president also had assets in four financial funds worth between $50,000 and $100,000 each.

? 2005: Obama signed a multi-book deal with Random House and received a $1.9 million advance for “The Audacity of Hope,” plus royalties, following his appearance at the 2004 Democratic National Convention. Also that year he earned just over $847,000 off another book advance, plus $378,000 off additional book royalties. Meanwhile, his investments grew with the addition of a Nuveen Floating Rate Income Fund valued between $50,000 and $100,000. He also reported deposit accounts valued between $150,000 and $350,000.

? 2006: Obama reported book royalties of just under $150,000, plus $425,000 off an additional book advance. He also acquired publicly-traded assets worth tens of thousands, including funds with Goldman Sachs and Vanguard.

? 2007: Obama earned $3.3 million off book royalties from Random House and $816,000 from Dystel & Goderich Literary Management. He acquired a Northern Municipal Money Market Fund valued between $1 million and $5 million, in addition to U.S. Treasury notes valued between $500,000 and $1 million. For his daughters, he invested in two 529 college savings plans valued around $200,000 each.

? 2008: When Obama was sworn in as president, he owned somewhere between $1 million and $5.1 million in U.S. Treasury bills.

? 2009: Obama won the Nobel Peace Prize, which came with a $1.4 million award. He donated it to an assortment of charities.

? 2009-2015: Obama earned $400,000 a year as president and continued to earn book royalties, as well as interest on his investments.

Barack Obama: Life Beyond the Presidency

According to Time, the first thing Barack Obama plans to do after leaving the hardest job in the world is to “sleep for two weeks.”

The president is likely to return to his community activist roots — following his slumber, of course, according to USA Today. That will likely include work on issues that were important to him during his presidency, such as gun control, immigration, nuclear nonproliferation, race relations and criminal justice reform.

According to the 1958 Former Presidents Act, Obama will receive the salary of a Cabinet secretary for the rest of his life. Currently, that’s $205,700 a year. Among the other perks are health insurance and round-the-clock Secret Service protection until his death.

The costs of Secret Service protection are not made public, but Obama will also receive funds for an office, staff and related expenses, which George W. Bush took advantage of to the tune of $1.1 million in 2015.

Many presidents establish foundations and enjoy lucrative second careers as in-demand speakers and authors. Although there is no hard data on Obama’s previous speaking fees, past presidents such as George W. Bush have earned between $100,000 and $175,000 per engagement after they left the White House.

First off, money talks. According to CNN, former President Bill Clinton and his wife Hillary earned an average of $210,795 per speech in the 15 or so years since he left office. That totals approximately $153 million for 729 paid speaking engagements.

American University estimates that the Obamas could make as many as 50 speeches a year once he is out of office, earning “a conservative $200,000 apiece and you’re already close to $200 million before taxes,” the study found.

Mr. Obama has already proven to be an accomplished and popular author. Following the presidency, experts predict that he could earn about $30 million for his memoir, while Michelle Obama could garner an estimated $10 million for hers, according to the New York Times.

Either way, Obama will be the first president in nearly 100 years to remain in Washington, D.C., after leaving office. He and the family will remain in town so his youngest daughter, Sasha, can finish high school.

Their new Washington digs are located in the capitol’s posh Kalorama neighborhood, where first daughter Ivanka Trump also owns a home. The Obamas have leased an 8,200-square-foot, nine-bedroom mansion that was built in 1928. The spacious home last sold for $5.3 million in 2014 and is estimated to be worth $6.3 million today.

Barack Obama will leave office a very rich man. He and the first lady are likely to remain a visible Washington power couple after an even wealthier power broker takes his place in the Oval Office.

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