????據(jù)媒體報(bào)道，中國(guó)人民銀行正在調(diào)查中國(guó)銀行這家中國(guó)、乃至全球最大的商業(yè)銀行之一是否存在幫助客戶規(guī)避?chē)?guó)內(nèi)資本管制的行為。

????上周，中央電視臺(tái)報(bào)道稱(chēng)，中國(guó)銀行為客戶提供的服務(wù)可以讓后者每年向海外轉(zhuǎn)移資金的規(guī)模超過(guò)限制。中國(guó)銀行是國(guó)內(nèi)四大銀行之一，也是金融穩(wěn)定委員會(huì)（Financial Stability Board）認(rèn)定的28家“全球具有系統(tǒng)重要性的金融機(jī)構(gòu)”之一。

????央視報(bào)道指出，中國(guó)銀行對(duì)這項(xiàng)服務(wù)一直守口如瓶，因?yàn)樗肋@是違法行為。路透社則稱(chēng)，中國(guó)銀行已經(jīng)對(duì)此予以否認(rèn)。

????中國(guó)人民銀行負(fù)責(zé)制定資本出入境限制政策。該行在上周四晚間發(fā)布公告稱(chēng)，它“注意到了與某家商業(yè)銀行跨境人民幣業(yè)務(wù)有關(guān)的媒體報(bào)道，目前正在核實(shí)相關(guān)情況。”

????央視對(duì)此進(jìn)行報(bào)道的背景是，越來(lái)越多的證據(jù)顯示，中國(guó)的中產(chǎn)階層和企業(yè)家不僅把國(guó)外視為今后投資的目的地，他們還在考慮是否移民，原因是環(huán)境污染和腐敗等因素讓他們覺(jué)得自己的生活質(zhì)量沒(méi)有達(dá)到預(yù)期。

????中國(guó)人民銀行2008年發(fā)布的報(bào)告顯示，20世紀(jì)90年代中期以來(lái)，已有數(shù)萬(wàn)名政府官員移民海外，帶走的資產(chǎn)超過(guò)1300億美元。

????中國(guó)正在設(shè)法遏制國(guó)內(nèi)居民通過(guò)大量投資換取海外居留權(quán)或公民身份的趨勢(shì)。香港的金融體系不受大陸資本管制政策限制，在那里，對(duì)此類(lèi)服務(wù)的營(yíng)銷(xiāo)很活躍。

????今年5月份，廣州市一位官員因被認(rèn)定為“裸官”，也就是妻子兒女均已移民海外而被迫提前退休。

????試圖通過(guò)這種途徑從中國(guó)吸引資金的不光是亞洲和非洲的貧窮國(guó)家。舉例來(lái)說(shuō)，只要愿意在英國(guó)保持100萬(wàn)英鎊（170萬(wàn)美元）投資并且實(shí)際投資75萬(wàn)英鎊，就可以在英國(guó)獲得居留權(quán)，這里所說(shuō)的投資甚至可以只是購(gòu)買(mǎi)政府債券。

????不過(guò)，在打擊非法轉(zhuǎn)移資金行為的同時(shí)，中國(guó)還在鼓勵(lì)國(guó)際社會(huì)更多地使用人民幣，并且以此作為今后放松資本管制的前提。最近，中國(guó)和倫敦、法蘭克福以及盧森堡的銀行機(jī)構(gòu)簽署了人民幣清算協(xié)議，為建立人民幣國(guó)際資本市場(chǎng)創(chuàng)造了條件。（財(cái)富中文網(wǎng)）

????譯者：Charlie

????China’s central bank is investigating one the country’s–and the world’s– largest commercial banks after allegations that it has been helping clients to get round local capital controls, according to media reports.

????The China Central Television network had alleged earlier in the week that Bank of China, the country’s fourth-largest bank and one of 28 institutions considered by the Financial Stability Board to be “Global Systemically Important Financial Institutions”, was offering clients a service allowing them to move more money offshore than allowed by annual caps.

????The report said Bank of China kept the program secret because they knew it was illegal. Reuters said Bank of China has denied the allegations.

????In a statement late Thursday, the People’s Bank of China, which polices the country’s restrictions on moving capital in and out of the country, said it “noticed a media report about a commercial bank’s cross-border renminbi busiess, and are verifying related facts.”

????The allegations come against a background of increasing evidence that China’s middle class and entrepreneurs are looking abroad not just for their future investments, but also with a view to possible emigration owing to the country’s failure to deliver a quality of life that meets their aspirations, due to factors such as pollution or corruption.

????Tens of thousands of Communist Party officials have left China since the mid-1990s, taking over $130 billion with them, according to a 2008 report compiled by the PBoC.

????China is trying to stop a trend in which local citizens gain residency in or citizenship of another country in return for big investments there. Such schemes are actively marketed in Hong Kong, which has an autonomous financial system outside of mainland China’s capital controls.

????In May, a senior Communist Party official in the southern city of Guangzhou was forced to take early retirement after being labeled a “naked official”, that is, one whose wife and children have emigrated.

????It isn’t just poor countries in Asia and Africa that are trying to attract Chinese money that way. The U.K., for instance, offers residency to anyone willing to invest over keep one million pounds ($1.7 million) in the country and invest 750,000 pounds, even if only in the form of government bonds.

????But even while it tries to crack down on illicit capital flight, China is trying to encourage more international use of the renminbi, as a prelude to loosening controls in future. It has recently signed agreements for banks in London, Frankfurt and Luxembourg to clear transactions in renminbi, setting up the makings of an international capital market for its currency.