????5. 你得到過的最好的建議是什么？

????我在谷歌工作的時候，曾經幫公司運作過IPO事宜。有一天在做一項跟IPO有關的工作時，我犯一個大錯，搞砸了一件重要的事，我馬上注意到了這個錯誤，但是我也接到了CEO埃里克?施密特的電話，他讓我到會議室見他。于是我馬上跑到會議室，等我到了之后，他對我說：“嘿，我知道你犯了個錯?！蔽艺f：“是的，我很抱歉。”埃里克看著我，把手放到我肩膀上說：“好，以后別再犯了，我仍然愛你?！彪m然這不是一個非常有用的建議，但它提醒我，人是會犯錯的，同時你得告訴他們要為自己犯的錯負責，還要讓他們知道，他們仍然是你重視的人，而不僅僅是一個犯了錯的人。這對我非常有價值。

????6. 你的公司現在面臨哪些挑戰？

????目前借貸的監管環境非常復雜。各州有各州的法律，還有聯邦的法律，所以我們還在繼續研究監管機構和其它因素扮演的角色。我們雖然很想提供幫助，但是一切從根本上都離不開監管的因素。這是一個很好的挑戰，因為有了力度日益增強的健康的監管，整個行業會變得越來越好。

????7. 如果你的職業生涯中有一件事能從頭來過，那會是什么？

????我會更早開始創業。我曾經在很多其他公司干過，我也很享受這個過程，但我不一定非要等到對我的創業理念擁有十足的信心了才去創立自己的公司。現在我已經創業四年了，而且我很喜歡這個過程。我每天都會學到新東西。但是創業也是很艱難的，因為你不能得“B”，必須把每件事都做到“A”。

????8. 你這一生希望完成的個人目標或者職業目標是什么？

????我想在白宮吃頓飯。我是一個跟政治不沾邊的政治愛好者，但我覺得政治非常有趣。

????9. 你最近讀過的一本書是什么？

????就讀書而言，我正在走一條非常不同的路。我昨晚剛讀完的一本書是一個叫邁克爾?伊斯頓的人寫的。邁克爾是我的一個朋友，他既是一名演員，也是一位漫畫小說作家。他最近剛寫了一本叫《偷魂者》（Soul Stealer）的書。他把一本硬封皮的精裝書當成圣誕禮物送給了我，我最近剛抽出時間打算讀一讀。我覺得最有意思的是，我今年雖然已經43歲了，但還能看得進漫畫書?，F在這種藝術的表現形式與我年輕的時候已經不一樣了。整個藝術基調更加陰暗，從很多層面上看，故事都更曲折、更痛苦、更糾結。它不僅僅是純粹的暴力。實際上它讀起來很艱難，它是悲傷的，而且有點讓人難受。能夠用這種二維的、小格子的藝術捕捉一個城市的情緒色彩，這種能力非常有挑戰性，而且非常吸引人。這真是藝術的一種很酷的應用。

????10. 你有什么獨特的習慣或愛好嗎？

????我左手的指甲涂了黑色的指甲油。我不知道為什么我只涂了一只手而不是兩只手，也不知道為什么是左手而不是右手。除了覺得好看，我也沒有別的解釋。我以前都是自己涂的，后來我意識到自己涂得很難看?，F在我付錢請別人替我涂。我們公司的一個好處之一就是，我們請了一個美甲師每周來我們公司，所以我都是請她給我涂。（財富中文網）

????譯者：樸成奎

????5. What is the best advice you ever received?

????When I was at Google, one of the things I did was help run the IPO, and one day when I was going through part of the process, I made a big mistake and messed something up that was important. I immediately flagged the thing, but I got a call from Eric Schmidt, the CEO, who wanted to meet me in a conference room. So I'm running over there, and when I get there he says, "Hey, I understand that you did X." And I said, "Yes, I did, and I'm sorry." Eric looked at me, put his hand on my shoulder said, "Okay. Don't ever do it again, but I still love you." It's not terribly helpful advice, but it reminds me that people make mistakes and simultaneously you have to hold them accountable for those things and remind them that they're people that you value and not just a mistake. That was incredibly valuable for me.

????6. What challenges are facing your business right now?

????The regulatory environment for lending is very complicated. There are state laws, there are federal laws, so we're continuing to find regulation's role vis-à-vis other elements. We're really trying to help, but everything is inherently regulatory. It's a good challenge in that the industry will be better by increasingly strong and well-intentioned regulation.

????7. If you could have done anything differently in your career, what would it have been?

????I would have started a company earlier. I went around to a lot of other firms, and I always enjoyed it, but I didn't necessarily have enough confidence in my own ideas to start my own business. Now I'm going on four years, and I love it. I learn something new every day. But it's also hard because there are no "B" days; everything has to be an "A" day.

????8. What is one goal -- either personal or professional -- that you would like to accomplish during your lifetime?

????I want to eat dinner at the White House. I am a distant aficionado of politics. I find the political process fascinating.

????9. What was the last book you read?

????I'm going to go in a very strange direction. The last book that I just finished last night was by a guy named Michael Easton. Michael is a friend of mine who is an actor but also a writer of graphic novels. He wrote one recently called Soul Stealer. He gave it to me for Christmas in a hardback cover, and I was just now getting around to reading it. It's interesting to me that, at 43, I can still read comic books. The style of how the art is produced is different from when I was younger. The physical art is different. It's much darker, and the story is grittier, more painful, and disturbing on multiple levels. It's not just pure violence, it's actually hard to read; it's sad and a little bit upsetting. The ability to use this two-dimensional, small frame art to capture the emotional color of a city is challenging and fascinating. What a cool application of art.

????10. What is one unique or quirky habit that you have?

????The fingernails of my left hand are painted with black nail polish. I don't know why it's one hand and not two. I don't know why it's my off hand. I have no story other than I like how it looks. I used to do it myself but then I realized that I suck at it. Now I pay someone to do it. One of the benefits of our company is that we have a manicurist who comes in every week, so I have her do it.