????摩根大通（JPMorgan Chase）稱，公司在第三季度的法律費用高達92億美元，相當于每個月超過30億美元。律師事務所和監管機構對這個數字肯定拍手稱快。可其他人一定會深感失望。摩根大通在過去三個月的法律開支和罰款原本可以用來在下面這六件事上發揮更好的用途。

????1)可以為美國面臨止贖的62,528名借款人付清抵押貸款。

????美國仍有約700,000名借款人拖欠貸款。僅摩根大通一家銀行未收回的房屋貸款就高達75億美元。

????JPMorgan Chase said that it expensed $9.2 billion for legal costs in the third quarter, or over $3 billion a month. Law firms and regulators might delight in that number. The rest of us should despair. Here are six things JPMorgan could have bought with the money it put aside for legal fees and fines in the past three months alone.

????1) Pay off the mortgages of 62,528 U.S. borrowers who are still facing foreclosure.

????Around 700,000 borrowers in the U.S. are still behind on their mortgages. JPMorgan itself has $7.5 billion in home loans on which borrowers are no longer making payments.