85億美元都嫌少了

????2011年6月，美國(guó)銀行（Bank of America）眼看就要取得一場(chǎng)罕見(jiàn)的勝利：它計(jì)劃以大約85億美元的資金，與受托人美國(guó)紐約銀行（Bank of New York）達(dá)成和解，旨在挽回由美國(guó)銀行子公司Countrywide提供資金的不良抵押證券所造成的損失。然而到10月份，因?yàn)橥顿Y人（以及其他眾多意見(jiàn)團(tuán)體）認(rèn)為85億美元不足以解決問(wèn)題，導(dǎo)致和解最終破裂。難道85億美元還不夠多嗎？沒(méi)錯(cuò)！總的看來(lái)，85億美元對(duì)銀行業(yè)來(lái)說(shuō)是一個(gè)驚人的數(shù)字，而考慮到85億美元超過(guò)了美國(guó)銀行過(guò)去四年盈利的總和，這一數(shù)字著實(shí)令人吃驚。美國(guó)銀行和CEO布萊恩?莫伊尼漢2011年流年不利，而這次和解破裂則意味著又一低谷，但至少布萊恩還是做出了取消5美元借記卡費(fèi)用的決定。

$8.5 billion ain't what it used to be

????Back in June, it looked like Bank of America had a rare win on its hands: a proposed settlement with trustee Bank of New York to the tune of $8.5 billion, meant to restore the damage done by faulty mortgage-backed securities financed by BofA's Countrywide division. Come October, the settlement fell apart because investors (among many other vocal groups, too) didn't feel the figure was high enough. $8.5 billion, not enough money? Yikes. That's a scary indicator for banking in general, but also for BofA considering it is more than the institution made in the last four years combined. The collapsed deal is another low-point in a rough year for the bank and CEO Brian Moynihan. At least he axed those $5 debit card fees.